We value and understand our customer's concerns about privacy.  We hope that this notice, which describes our use and protection of nonpublic personal information, will help you understand how we treat the nonpublic personal information that we obtain from you or, with your permission, from other sources. 

We respect your privacy and protect your information. We do not sell customer information. We expect persons or organizations that provide services on our behalf to keep customer information confidential and to use it only to provide the services we have asked them to perform.  

The information that you furnish to us is nonpublic personal information.  We may disclose your nonpublic personal information to third parties in connection with customer surveys performed by us and marketing studies performed by other persons or organizations on our behalf.  Moreover, should you purchase any of our products or services, we may disclose your nonpublic personal information to a third party to determine your creditworthiness to consummate the transaction.

We do not share any of your nonpublic personal information with companies or organizations that would use that information to contact you about their own products and services.  If this practice were to change, we would, of course, offer you the ability to opt out of this type of information sharing by contacting us at  and we would offer you the opt-out with plenty of time for you to respond before the change in our practice took place.  Furthermore, if you presently do not want us to disclose your nonpublic personal information to third parties in connection with customer surveys and marketing studies, you may opt out of such disclosure by contacting us at  800-356-4468.

We restrict access to nonpublic personal information about you to those individuals who need to know that information to provide goods and services to you.  We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

We hope that you have found this important notice helpful.  If you have any questions or would like more information, please do not hesitate to contact us.